The hours after a Colorado crash shape your claim. Here's exactly what to do to protect your health and your rights.
1. Get to Safety and Call 911
Move out of traffic if you can, check for injuries, and call 911. Colorado law requires you to report accidents involving injury, death, or significant property damage. A police report creates an official record that insurers take seriously.
2. Document the Scene
Photograph vehicle positions, damage, license plates, road conditions, traffic signs, and your injuries. Colorado's weather and lighting can be a factor — capture ice, snow, glare, or darkness if relevant.
3. Exchange Information — But Don't Admit Fault
Trade names, contact details, insurance, and license plates. Be polite, but never apologize or speculate about who caused the crash. Under Colorado's comparative negligence rule, an offhand 'I'm sorry' can be used to shift blame onto you.
4. Seek Medical Care Right Away
Even if you feel fine, see a doctor. Adrenaline masks injuries, and some — like concussions and soft-tissue damage — appear days later. Prompt records also tie your injuries to the crash, which insurers will otherwise dispute.
5. Be Careful With the Insurance Company
Report the crash to your own insurer, but decline to give the other driver's insurer a recorded statement until you've spoken with an attorney. First settlement offers are typically far below a claim's real value.
6. Talk to an Attorney
A free case review costs nothing and helps you understand what your claim may be worth before you sign anything. Remember, motor-vehicle injury claims in Colorado generally must be filed within three years.
Have questions about your own situation? Get a free, confidential case review. You pay no fee unless you win. Call 973-566-5599.
This article is for general informational purposes only and is not legal advice. For guidance on your specific situation, consult a licensed Colorado attorney.