Medical bills don't wait for your case to settle. Here's how payment typically works while your claim is pending.
Your Health Insurance Comes First
In most cases, your own health insurance pays for treatment while your claim is pending. It may later assert a lien to be repaid from your settlement — an amount an attorney can often negotiate down.
Med-Pay Coverage
Many Colorado auto policies include medical payments (Med-Pay) coverage, which pays accident-related medical bills regardless of fault, up to your limit. It's a valuable early resource many people forget they have.
Letters of Protection
Some providers will treat you and wait for payment from your settlement under a letter of protection. This keeps you in care when you have no other coverage.
Why You Shouldn't Skip Treatment
Gaps in treatment give insurers an excuse to argue your injuries weren't serious. Consistent care protects both your health and your claim.
Have questions about your own situation? Get a free, confidential case review. You pay no fee unless you win. Call 973-566-5599.
This article is for general informational purposes only and is not legal advice. For guidance on your specific situation, consult a licensed Colorado attorney.