Understanding Colorado's coverage rules helps you know where compensation will come from.
Mandatory Liability Coverage
Colorado requires drivers to carry minimum bodily injury and property damage liability coverage. These minimums are often too low for serious injuries.
Why You Should Carry More
Higher liability limits and UM/UIM coverage protect you when the at-fault driver is uninsured or underinsured — a common situation in Colorado.
Med-Pay
Adding medical payments coverage gives you a no-fault source for accident-related medical bills, up to your limit.
Coverage Drives Recovery
A claim is only as collectible as the available insurance. Knowing what coverage exists shapes your strategy.
Have questions about your own situation? Get a free, confidential case review. You pay no fee unless you win. Call 973-566-5599.
This article is for general informational purposes only and is not legal advice. For guidance on your specific situation, consult a licensed Colorado attorney.