Being hit by a driver with no insurance — or far too little — shouldn't leave you stuck with the bills. Your own uninsured/underinsured motorist coverage exists for exactly this situation. Injury Claim Team connects victims with attorneys who fight to get the most from these often-overlooked claims.
Uninsured Motorist Claims in Colorado
Colorado requires insurers to offer uninsured/underinsured motorist (UM/UIM) coverage, and many drivers carry it without realizing how valuable it is. When an at-fault driver is uninsured, underinsured, or flees the scene, your UM/UIM policy can step in. Insurers — even your own — may resist paying, which is why experienced representation matters in these claims.
No fee unless we win: Our network attorneys handle uninsured motorist cases on contingency. You pay nothing unless they recover compensation for you, and the case review is always free.
Common Causes of Uninsured Motorist Injuries
Many uninsured motorist cases share recurring causes. Identifying exactly what went wrong — and who is responsible — is the foundation of a strong claim:
- Crashes caused by uninsured drivers
- Underinsured at-fault drivers
- Hit-and-run accidents
- Phantom-vehicle accidents
- Out-of-state drivers with minimal coverage
- Drivers whose policies have lapsed
- Multiple-victim crashes that exhaust coverage
- Serious injuries exceeding the at-fault driver's limits
Compensation You May Recover
Every case is different, but injured Coloradans pursuing uninsured motorist claims may be entitled to compensation for medical expenses, lost wages, rehabilitation, pain and suffering, and long-term care — paid through your own UM/UIM coverage when the at-fault driver cannot cover your losses. The right attorney makes sure every category of loss is documented and pursued.
How Injury Claim Team Helps
Injury Claim Team is not a law firm — we are a free service that connects injured people with experienced, independent Colorado personal injury attorneys who handle uninsured motorist cases. We match your situation to a qualified attorney, there is never a cost to talk with us, and the attorneys in our network work on contingency. Call 973-566-5599 or request a free review and a specialist will reach out to you within the hour.
Why Act Quickly
Colorado law limits how long you have to file a claim, and evidence disappears fast — skid marks fade, surveillance footage is overwritten, and witnesses move on. The sooner you connect with an attorney, the more they can do to protect your rights and build your case. There is no downside to a free consultation, and no obligation.
Uninsured Motorist Frequently Asked Questions
Uninsured/underinsured motorist coverage protects you when the at-fault driver has no insurance or not enough. Colorado insurers must offer it.
You should not be penalized for making a legitimate claim after a crash that wasn't your fault. An attorney can advise on your specific policy.
Often yes. UM coverage frequently applies when an unidentified driver flees the scene.
Nothing upfront — our network attorneys only get paid if they win.